Looking to save big on your weekly grocery bills in 2026? Choosing the right credit card can boost your cashback rewards significantly, from everyday flat-rate cards to specialty grocery reward cards. Here’s our roundup of the best credit cards for cashback on groceries, each with strong rewards, helpful perks, and value that works for a range of grocery-spending habits.
1. Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express tops many grocery-cashback lists for 2026 thanks to its generous 6% cash back at U.S. supermarkets on up to $6,000 in annual spending (then 1%), making it ideal for families who spend heavily on groceries each month. You also earn 6% back on select streaming services and 3% back at gas stations and transit, plus a welcome offer that can offset the annual fee. If groceries are a major part of your budget, this card helps you put real cash back in your pocket.
2. Blue Cash Everyday® Card from American Express
For shoppers who prefer no annual fee, the Blue Cash Everyday® Card from American Express is an excellent grocery companion. You’ll earn 3% cash back at U.S. supermarkets (up to $6,000 per year, then 1%), plus 3% back at U.S. gas stations and online retail purchases, all without an annual fee. It also typically offers a welcome bonus and an introductory 0% APR period on purchases and balance transfers, making it a great everyday card that rewards your grocery runs without the cost of a fee.
3. Citi Custom Cash® Card
If you like flexibility, the Citi Custom Cash® Card automatically earns 5% cash back on your highest eligible spending category each billing cycle, including grocery stores up to $500, then 1% back after that. This “top category” structure means you can maximize grocery rewards without worrying about activation. With no annual fee and simple automatic bonus tracking, this card is perfect if grocery shopping ranks as your biggest monthly spend and you want straightforward rewards without category management.
4. Prime Visa
For frequent Amazon Fresh or Whole Foods Market shoppers, the Prime Visa card delivers strong grocery value. You’ll earn 5% cash back at Amazon.com, Amazon Fresh, and Whole Foods with a Prime membership, making this a powerful choice if you buy groceries online or at Whole Foods often. On top of grocery rewards, it offers elevated cash back in other common spending categories like gas and dining, making it a versatile everyday card for busy households who shop both in-store and online.
5. Capital One Savor Cash Rewards Credit Card
The Capital One Savor Cash Rewards Credit Card is another great pick for grocery shoppers who also dine and entertain. It earns 3% cash back on grocery store purchases, entertainment, and popular streaming services with no annual fee, plus a solid one-time signup bonus. Its straightforward earning structure and broad bonus categories make it a smart all-around card for everyday spending, especially if your grocery visits are combined with movies, music, or nights out.
6. Discover it® Cash Back
The Discover it® Cash Back card is a strong option for grocery shoppers who don’t mind rotating categories. Each quarter, Discover features 5% cash back on rotating categories, often including grocery stores up to the quarterly limit (activation required). At the end of your first year, Discover matches all the cash back you’ve earned, essentially doubling your rewards. If you like seasonal planning and want high rates in bursts that include groceries, this card packs big value.
7. Bank of America® Customized Cash Rewards Credit Card
With the Bank of America® Customized Cash Rewards card, you can choose 2% cash back at grocery stores and wholesale clubs (up to quarterly limits) and 3% in a category of your choice. It’s especially rewarding if you pair it with Bank of America’s Preferred Rewards program, which boosts your cash back rates. This card’s customizable structure means you can tailor it to fit your grocery shopping and other spending habits, making it a versatile everyday rewards card.
8. Chase Freedom Unlimited®
While not grocery-specific, the Chase Freedom Unlimited® is a fantastic everyday rewards option that earns 1.5% cash back on all purchases, including groceries. It also features elevated rates on other categories like dining and drugstore purchases. With no annual fee and a decent signup bonus, this card lets grocery lovers earn meaningful rewards even when they’re out of category bonus windows, and every swipe still earns cashback.
9. Wells Fargo Active Cash® Card
If simplicity is your priority, the Wells Fargo Active Cash® Card delivers an easy-to-use flat 2% cash back on all purchases, including grocery store spending. There’s no need to track categories or caps, just earn competitive rewards on everything you buy. With no annual fee and a straightforward earning structure, this card works beautifully as a primary grocery and everyday spending card for most households.
10. Citi® Double Cash Card
The Citi® Double Cash Card offers long-term value with 2% cash back on all purchases (1% when you buy, 1% when you pay). It doesn’t offer elevated grocery categories, but its flat rate and no annual fee feel rewarding for regular grocery spending if you prefer simplicity and consistency. Earn unlimited cash back regardless of category, and use it anywhere you shop from supermarket aisles to checkout lanes.
Final Tips for Maximizing Grocery Rewards
To get the most out of grocery cashback cards, combine cards if needed (e.g., a high grocery category card for big spends + a flat-rate card for overflow spend). Also, watch for caps and quarterly activations and pay off balances monthly to avoid interest, which can negate rewards. With the right strategy, your everyday grocery runs can turn into meaningful savings all year long!