Looking to save money every time you shop online? The best cashback apps for online shopping help you earn rewards, rebates, and even real cash on purchases you’re already making. Whether you’re buying fashion, electronics, groceries, or booking travel, these apps turn everyday spending into effortless savings. Below, we’ve rounded up the top 10 cashback apps in 2026 that offer competitive rewards, easy withdrawals, and wide retailer partnerships.
1. Rakuten
Rakuten remains one of the most popular cashback apps for online shopping, partnering with thousands of retailers, including major brands in fashion, tech, and travel. Users earn a percentage back on purchases, often boosted during seasonal promotions. The platform also offers a browser extension that automatically applies cashback when you visit partner stores. Payments are sent quarterly via PayPal or check, making it simple to redeem your rewards. With consistent bonus offers and a user-friendly interface, Rakuten is ideal for shoppers who want reliable, long-term cashback earnings.
2. Honey
Honey, owned by PayPal, combines coupon-finding technology with cashback rewards known as Honey Gold. It automatically tests and applies the best coupon codes at checkout while also giving users points for eligible purchases. These points can be redeemed for gift cards at popular retailers. The seamless browser extension is a standout feature, making savings almost effortless. While cashback rates may vary by store, Honey excels at stacking discounts with promo codes. It’s perfect for shoppers who want both automatic coupons and reward points in one place.
3. TopCashback
TopCashback is known for offering some of the highest cashback rates in the market because it passes 100% of commissions back to users. With no minimum payout threshold in many regions, you can withdraw your earnings quickly via PayPal, direct deposit, or gift cards. The platform partners with thousands of online retailers across categories like fashion, electronics, and home goods. Frequent promotional bonuses increase earning potential even further. If you’re focused on maximizing cashback percentages and want flexibility in redemption options, TopCashback is a strong contender.
4. Capital One Shopping
Capital One Shopping is more than just a cashback app; it’s a price comparison tool that helps you find better deals across multiple retailers. Users earn reward credits when shopping at partner stores, which can be redeemed for gift cards. The browser extension automatically compares prices and alerts you to lower offers elsewhere. While rewards are not paid in cash, the savings can be substantial over time. It’s especially useful for big-ticket purchases like electronics or appliances. For smart comparison shoppers, this app adds an extra layer of savings.
5. Ibotta
Ibotta started with grocery rebates but has expanded into online shopping, travel, and subscription services. Users activate offers before making purchases and receive cashback once transactions are verified. The app frequently features brand-specific bonuses and stacking opportunities. Withdrawals are available via PayPal, bank transfer, or gift cards once you meet the minimum threshold. Ibotta’s flexibility across both in-store and online shopping makes it highly versatile. If you want one app that covers groceries and e-commerce alike, Ibotta delivers consistent value.
6. Dosh
Dosh offers automatic cashback when you link your credit or debit card to the app. Unlike traditional portals, you don’t need to click through specific links; cashback is applied directly after eligible purchases. It works for both online and in-store shopping, as well as hotel bookings. Once you reach the minimum balance, you can transfer earnings to your bank or PayPal account. The simplicity of card-linked rewards makes Dosh appealing to users who prefer a hands-off experience. It’s ideal for busy shoppers who want passive savings.
7. BeFrugal
BeFrugal combines high cashback rates with coupon codes and seasonal bonuses. The platform often matches or beats competitor rates and features a generous sign-up bonus for new members. Its browser extension automatically alerts users to cashback opportunities while shopping. Payments can be redeemed via PayPal, direct deposit, or gift cards once the minimum is reached. With thousands of retail partners and strong promotional offers, BeFrugal appeals to deal hunters who enjoy stacking savings. It’s a reliable option for maximizing returns on everyday online purchases.
8. Swagbucks
Swagbucks offers cashback through its shopping portal, but also rewards users for surveys, watching videos, and completing offers. Points, known as SB, can be redeemed for PayPal cash or gift cards. While cashback rates may not always be the highest, the multiple earning options make it easy to accumulate rewards quickly. The app frequently runs limited-time bonuses for specific retailers. For users who enjoy earning beyond shopping alone, Swagbucks provides a flexible and engaging rewards ecosystem.
9. Shopkick
Shopkick rewards users with “kicks” for online purchases, scanning items in stores, or even walking into partner locations. These kicks can be redeemed for gift cards at popular retailers. The app gamifies shopping, encouraging users to engage more actively with brands. While it doesn’t always provide direct cash payouts, the gift card rewards are easy to redeem. Shopkick works best for shoppers who enjoy interactive savings and frequent retail visits. It’s a fun alternative to traditional cashback platforms.
10. Fetch Rewards
Fetch Rewards allows users to earn points by scanning receipts from online and in-store purchases. Instead of activating specific offers, you simply upload receipts and earn points for participating brands. These points can be redeemed for gift cards from major retailers. The app frequently features bonus point promotions for select brands. While it doesn’t offer direct cash withdrawals, the ease of receipt scanning makes it extremely convenient. Fetch Rewards is ideal for shoppers who prefer minimal effort while still earning consistent rewards.
Conclusion
The best cashback apps for online shopping can help you save hundreds of dollars per year with very little extra effort. Whether you prefer automatic card-linked rewards, browser extensions, or receipt scanning, there’s an option that fits your shopping style. For maximum savings, consider stacking multiple apps using one for coupons, another for cashback, and a third for bonus rewards. Over time, those small percentages add up to meaningful savings on purchases you’d make anyway.