Looking to invest in property without buying an entire building? Fractional real estate investment platforms make it easy to own a share of income-generating properties with relatively low capital. Whether you’re after passive income, portfolio diversification, or access to commercial deals, these platforms open the door to real estate investing without the landlord headaches. Below are the top 10 fractional real estate investment platforms worth considering in 2026.
1. Fundrise
Fundrise is one of the most popular fractional real estate investment platforms for everyday investors. With low minimums and diversified eREIT portfolios, it allows you to invest in residential and commercial properties across the U.S. The platform focuses on long-term growth and passive income, making it ideal for beginners seeking hands-off exposure to private real estate. Fundrise’s easy-to-use dashboard, automatic dividend reinvestment, and transparent fee structure make it beginner-friendly. If you want a simple way to start fractional property investing without accreditation requirements, Fundrise is a solid option.
2. RealtyMogul
RealtyMogul connects investors with vetted commercial real estate opportunities, including office buildings, multifamily properties, and retail centers. It offers both REIT options and individual property investments, giving flexibility based on your risk tolerance. Accredited and non-accredited investors can participate, depending on the deal structure. The platform emphasizes transparency, professional management, and institutional-quality assets. RealtyMogul is particularly attractive for investors seeking steady cash flow through income-focused REITs while still benefiting from fractional ownership in large-scale commercial projects.
3. CrowdStreet
CrowdStreet specializes in commercial real estate investments and caters mainly to accredited investors. The platform provides access to institutional-grade properties such as office buildings, industrial spaces, and multifamily developments. Investors can choose individual deals or diversified funds, depending on their strategy. CrowdStreet’s marketplace model gives greater control over asset selection, making it suitable for experienced investors who want to curate their own portfolio. With detailed underwriting information and sponsor transparency, CrowdStreet stands out as a premium fractional real estate investment platform.
4. Yieldstreet
Yieldstreet offers access to a wide range of alternative investments, including fractional real estate deals. The platform focuses on income-generating assets and targets higher yields compared to traditional investments. Real estate offerings often include residential, commercial, and specialty properties. Yieldstreet is best suited for investors looking to diversify beyond stocks and bonds while gaining exposure to private markets. Its curated investment opportunities and structured products make it appealing for those comfortable with moderate to higher risk in pursuit of enhanced returns.
5. Arrived
Arrived focuses on single-family rental homes, allowing investors to buy shares in carefully selected residential properties. With relatively low minimum investments, it’s an accessible way to earn rental income without managing tenants. Properties are professionally managed, and investors receive quarterly dividends from rental cash flow. Arrived is particularly attractive for beginners who want exposure to residential real estate markets across different U.S. cities. Its straightforward structure and clear property-level reporting make it easy to understand exactly where your money is invested.
6. EquityMultiple
EquityMultiple provides accredited investors with access to private real estate deals, including equity, preferred equity, and debt investments. The platform offers diversified funds as well as single-property investments across commercial sectors. Investors benefit from detailed due diligence, professional underwriting, and transparent risk ratings. EquityMultiple appeals to those seeking higher potential returns in exchange for longer holding periods and less liquidity. Its blend of income-focused and appreciation-driven strategies makes it a flexible fractional real estate investing platform.
7. Groundfloor
Groundfloor offers fractional real estate debt investments, allowing users to fund short-term property loans. Unlike equity platforms, Groundfloor focuses on lending to real estate developers and flippers, providing potential fixed returns. With low minimums, it’s accessible to non-accredited investors in many states. Investors can select individual loans based on risk grades and expected returns, giving more control over portfolio construction. If you prefer shorter investment horizons and predictable income rather than long-term property appreciation, Groundfloor is worth exploring.
8. Roofstock
Roofstock is well known for its single-family rental marketplace, but it also offers fractional ownership options through curated investment programs. Investors can gain exposure to rental properties without directly managing them. The platform provides detailed property analytics, tenant information, and projected cash flow data. Roofstock is ideal for investors who want transparency and data-driven decision-making. By combining technology with professional property management, it simplifies the process of building a rental property portfolio through fractional real estate investing.
9. DiversyFund
DiversyFund allows investors to participate in multifamily real estate projects through a growth-focused REIT model. Instead of paying traditional management fees, the company earns when properties perform, aligning incentives with investors. DiversyFund emphasizes long-term capital appreciation rather than immediate dividends, making it attractive for growth-oriented investors. With relatively low minimums and automatic portfolio diversification, it offers a streamlined way to invest in large apartment communities through fractional ownership.
10. Streitwise
Streitwise offers private REIT investments focused on income-producing commercial real estate. The platform is designed for both accredited and non-accredited investors seeking consistent dividend payouts. Streitwise prioritizes stable, cash-flowing office and mixed-use properties in strong U.S. markets. Its relatively low minimum investment and long-term buy-and-hold strategy make it suitable for income-focused investors. For those looking to add commercial real estate exposure to their portfolio without the volatility of publicly traded REITs, Streitwise is a compelling option.
Conclusion
Fractional real estate investment platforms have transformed property investing by lowering barriers to entry and eliminating landlord responsibilities. Whether you’re seeking passive income, long-term appreciation, or diversification beyond stocks, these top platforms offer flexible ways to invest in real estate with smaller amounts of capital. Before investing, always review fees, liquidity terms, and risk factors to ensure the platform aligns with your financial goals and risk tolerance.