Looking for the best investment apps with automated portfolio management? Whether you’re a beginner who wants a hands-off approach or a busy professional who prefers smart rebalancing and tax optimization, robo-advisor apps make investing simple. These platforms automatically build and manage diversified portfolios based on your goals, risk tolerance, and timeline. Below are the top 10 investment apps with automated portfolio management in 2026.
1. Wealthfront
Wealthfront is one of the most popular automated investing apps for hands-off investors who want smart, low-cost portfolio management. With a low minimum investment and competitive management fee, it builds a diversified ETF portfolio tailored to your goals. The app offers automatic rebalancing, tax-loss harvesting, and even direct indexing for larger accounts. Its clean interface makes tracking performance easy, while financial planning tools help you set long-term goals like retirement or buying a home. If you want powerful automation with advanced features, Wealthfront is a strong choice for both beginners and experienced investors.
2. Betterment
Betterment is a pioneer in automated portfolio management and remains a top choice in 2026. The app designs a diversified ETF portfolio based on your risk profile and automatically rebalances it over time. Betterment also provides tax-efficient strategies, including tax-loss harvesting and asset location for taxable accounts. What makes it stand out is its goal-based investing system, allowing you to separate funds for retirement, travel, or emergency savings. With transparent fees and optional access to financial advisors, Betterment is ideal for investors who want automation with personalized financial planning support.
3. SoFi Invest
SoFi Invest offers automated portfolio management with no management fees, making it highly attractive for cost-conscious investors. The platform builds diversified portfolios using ETFs and automatically rebalances them to maintain your target allocation. SoFi also provides access to financial planners at no extra cost, which is rare among robo-advisors. Beyond automated investing, users can explore active investing, crypto, and retirement accounts in the same app. If you’re looking for a low-cost, all-in-one financial platform with automated portfolio management, SoFi Invest is definitely worth considering.
4. Fidelity Investments Go
Fidelity Go combines the reputation of a long-established brokerage with modern automated portfolio management. Designed for beginners, it creates diversified portfolios based on your financial goals and risk tolerance. The app automatically monitors and rebalances your investments while keeping fees competitive. One major advantage is access to Fidelity’s broad ecosystem, including retirement accounts and research tools. There’s no minimum to start planning, and customer support is robust. If you want the security of a major financial institution with automated investing convenience, Fidelity Go is a reliable option.
5. Charles Schwab Corporation Intelligent Portfolios
Schwab Intelligent Portfolios offers automated portfolio management with no advisory fee, which makes it especially appealing for long-term investors. The app builds diversified portfolios across multiple asset classes, including stocks, bonds, and real estate ETFs. It automatically rebalances your holdings and provides goal-tracking tools. A standout feature is the inclusion of a cash allocation component for liquidity. Backed by Charles Schwab’s strong reputation, this robo-advisor is best suited for investors who want a trusted brand and automated diversification without paying management fees.
6. Vanguard Digital Advisor
Vanguard Digital Advisor focuses on long-term, low-cost investing using primarily Vanguard ETFs. The app builds and manages a personalized portfolio based on your financial objectives and risk level. Automatic rebalancing keeps your allocation on track, and the platform emphasizes retirement planning. Vanguard’s reputation for low expense ratios and investor-first philosophy makes this robo-advisor particularly appealing to conservative, long-term investors. While it may not have flashy features, it excels in cost efficiency and disciplined portfolio management, making it ideal for steady wealth building.
7. M1 Finance
M1 Finance blends automation with customization. Instead of a fully hands-off robo-advisor, it lets you create “pies” of stocks and ETFs while still automating rebalancing and dividend reinvestment. This hybrid approach appeals to investors who want some control but still enjoy automated portfolio management features. There are no management fees, and the interface is intuitive and modern. M1 is particularly popular among younger investors who want flexibility without constantly trading. If you like automation with a DIY twist, M1 Finance offers a unique experience.
8. Acorns
Acorns makes automated investing incredibly simple by rounding up your everyday purchases and investing the spare change into diversified ETF portfolios. The app handles portfolio allocation and automatic rebalancing behind the scenes, making it ideal for beginners. It also includes retirement accounts and educational content to help users build financial literacy. While it charges a flat subscription fee, the simplicity and automation make it a great entry point into investing. If you want to start small and grow gradually with minimal effort, Acorns is a solid option.
9. Ally Financial Invest
Ally Invest offers automated portfolio management through its robo-advisor platform with competitive pricing. Investors can choose between fully automated portfolios or a hybrid option with human advisor access. The app builds diversified ETF portfolios and automatically rebalances them to maintain target allocations. Ally’s integration with its banking services is a plus for users who want everything in one place. With strong customer service and flexible account types, Ally Invest is a good fit for investors seeking both automation and optional personalized advice.
10. Ellevest
Ellevest is an automated investing app designed to support women’s financial goals, though it’s open to everyone. It builds customized ETF portfolios and automatically manages rebalancing and diversification. What sets Ellevest apart is its goal-focused planning tools that consider career breaks, salary trends, and life events. The platform also offers financial education resources and coaching. With tiered membership pricing, users can choose the level of support they need. If you value mission-driven investing combined with automated portfolio management, Ellevest is a compelling choice.
Which Automated Investment App Is Best?
The best investment app with automated portfolio management depends on your priorities:
- Want advanced tax strategies? Wealthfront or Betterment
- Prefer no advisory fees? Schwab or SoFi
- Love customization? M1 Finance
- Just getting started? Acorns
Automated investing continues to grow in popularity because it removes emotional decision-making and simplifies long-term wealth building. Choose the platform that aligns with your goals, risk tolerance, and budget, and let automation do the heavy lifting.