If you’re self-employed, tax season can feel overwhelming. Between tracking expenses, calculating quarterly estimates, and maximizing deductions, you need reliable tax-filing software designed specifically for freelancers, contractors, and small business owners. The right tool can save you hours and potentially thousands of dollars. Here’s our carefully curated list of the top 10 tax-filing software for self-employed workers, ranked for ease of use, pricing, features, and deduction support.
1. TurboTax
TurboTax remains one of the most popular tax-filing software options for self-employed workers. Its Self-Employed version is specifically built for freelancers, gig workers, and independent contractors. It walks you step-by-step through Schedule C, tracks industry-specific deductions, and even imports income from platforms like Uber and Etsy. The clean interface makes complicated tax rules easy to understand. While it’s on the pricier side, many users find the accuracy guarantee and live CPA support worth the cost. If you want maximum guidance and deduction optimization, TurboTax is hard to beat.
2. H&R Block
H&R Block’s Self-Employed online software combines user-friendly navigation with strong audit support. It helps you report 1099 income, maximize business deductions, and calculate home office expenses accurately. One standout feature is access to real tax professionals for review before filing. Pricing is competitive compared to TurboTax, making it a solid middle-ground option. The interface feels slightly less polished but still intuitive. If you want affordable professional backup with reliable self-employed features, H&R Block is a dependable choice.
3. TaxAct
TaxAct is known for offering strong functionality at a lower price point. Its Self-Employed edition covers Schedule C, depreciation, vehicle expenses, and home office deductions. While it may not be as flashy as TurboTax, it delivers accurate calculations and straightforward guidance. The software also provides deduction maximizers to ensure you don’t miss write-offs. If budget is a priority but you still need comprehensive freelancer tax tools, TaxAct offers excellent value.
4. FreeTaxUSA
FreeTaxUSA is one of the most affordable tax-filing software options available, especially for self-employed workers. Federal filing is low-cost, and state filing fees remain reasonable. It supports Schedule C and various business deductions, though the interface is more basic compared to premium platforms. You won’t get advanced guidance tools, but calculations are accurate and reliable. For freelancers comfortable navigating tax forms with minimal hand-holding, FreeTaxUSA is an excellent budget-friendly solution.
5. Cash App Taxes
Cash App Taxes offers completely free federal and state filing, including support for self-employed income. That’s a rare combination. While it doesn’t offer deep guidance or live professional support, it handles Schedule C and 1099 income efficiently. The app-based experience is simple and clean, making it appealing for tech-savvy freelancers. If your tax situation is straightforward and you’re confident managing deductions yourself, Cash App Taxes can help you file at zero cost.
6. Jackson Hewitt
Jackson Hewitt offers online self-employed tax filing with optional professional assistance. It supports gig income, contractor earnings, and small business expenses. The platform is fairly straightforward and competitively priced. A big plus is the option to switch to in-person support if you get stuck. While it may not have the most advanced deduction-finding tools, it provides solid core functionality. If you value flexibility between DIY and professional help, Jackson Hewitt is worth considering.
7. TaxSlayer
TaxSlayer’s Self-Employed plan is designed for freelancers who want powerful features at a moderate price. It includes deduction assistance, expense categorization, and unlimited phone and email support. The interface is clean and efficient, though not overly flashy. TaxSlayer is particularly strong for users comfortable with online tools and still want customer support access. If you want a balanced mix of affordability, support, and functionality, TaxSlayer delivers excellent value.
8. Drake Software
Drake Software is typically used by tax professionals, but can also serve advanced self-employed filers. It offers deep customization, comprehensive business reporting, and robust compliance tools. However, it has a steeper learning curve compared to consumer-focused platforms. This option works best for experienced business owners or those managing multiple income streams. If you’re comfortable with complex interfaces and want powerful professional-level tools, Drake Software is a strong contender.
9. OLT.com
OLT.com is a lesser-known but budget-friendly tax software option that supports self-employed filing. It covers Schedule C and common business deductions at a lower cost than many competitors. The interface is functional but less modern. It’s ideal for independent contractors who want low fees without sacrificing necessary features. While customer support may not be as extensive as premium providers, OLT.com remains a solid alternative for cost-conscious filers.
10. Liberty Tax
Liberty Tax offers online filing for freelancers alongside access to in-person professionals. The software covers 1099 income, home office deductions, and business expenses with step-by-step guidance. Pricing is competitive, and support options add peace of mind. While the digital interface may not feel as refined as top-tier competitors, it provides reliable calculations and helpful customer service. For self-employed workers who prefer having both online and physical support options, Liberty Tax is a practical solution.
Conclusion
Choosing the best tax-filing software for self-employed workers depends on your budget, the complexity of your income, and your comfort with tax rules. If you want premium guidance, TurboTax is a strong choice. For affordability, FreeTaxUSA and Cash App Taxes shine. Ultimately, the best tool is the one that helps you file accurately, maximize deductions, and stay compliant without unnecessary stress.