Looking for the best premium credit cards with airport lounge access? If you travel frequently, unlimited lounge visits, Priority Pass memberships, and luxury perks can completely transform your airport experience. From gourmet dining to quiet workspaces and shower suites, premium cards make long layovers feel first-class. Below are the top 10 premium credit cards with airport lounge access in 2026 to help you choose the right one.
1. The Platinum Card® from American Express
If airport lounge access is your top priority, The Platinum Card® from American Express is hard to beat. Cardholders enjoy access to the Global Lounge Collection, including Centurion Lounges, Priority Pass lounges, Delta Sky Clubs (when flying Delta), and more. With over 1,400 lounges worldwide, it’s one of the most comprehensive networks available. Beyond lounges, you get travel credits, elite hotel status, and premium travel protections. While the annual fee is high, frequent international travelers will easily maximize the value through luxury airport experiences alone.
2. Chase Sapphire Reserve®
The Chase Sapphire Reserve® remains one of the best premium travel credit cards with airport lounge access. Cardholders receive Priority Pass Select membership, granting entry to over 1,300 lounges worldwide. You can also access participating airport restaurants in some locations. The card offers strong travel rewards, flexible point redemptions through Chase Ultimate Rewards, and a generous annual travel credit that offsets much of the annual fee. It’s ideal for travelers who want a balance of luxury lounge access and flexible travel rewards.
3. Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card delivers impressive value for a premium card. Cardholders receive unlimited access to Capital One Lounges plus Priority Pass lounges worldwide. Authorized users also get lounge access at no additional cost, which is a rare benefit. With strong travel rewards, anniversary bonus miles, and an annual travel credit, Venture X offers premium perks at a lower effective cost compared to many competitors. It’s perfect for families or couples who travel together and want affordable luxury airport experiences.
4. Citi Prestige® Card
The Citi Prestige® Card is known for combining luxury travel perks with strong rewards earning potential. It includes Priority Pass Select membership for airport lounge access worldwide. Travelers appreciate its fourth-night-free hotel benefit and competitive points earning on travel and dining. While availability may vary, this card has historically been favored by frequent international travelers seeking both comfort and value. If you travel often for business or luxury vacations, this card can enhance every airport stop along your journey.
5. Delta SkyMiles® Reserve American Express Card
Frequent Delta flyers should consider the Delta SkyMiles® Reserve American Express Card. This premium airline card offers complimentary access to Delta Sky Clubs when flying Delta, along with Centurion Lounge access on eligible itineraries. It also provides priority boarding, free checked bags, and opportunities to earn Medallion Qualification Miles. If Delta is your primary airline, this card delivers targeted lounge access and airline-specific perks that enhance loyalty benefits and upgrade potential.
6. United Club℠ Infinite Card
The United Club℠ Infinite Card is ideal for loyal United Airlines travelers. Cardholders receive full United Club membership, providing lounge access at United hubs and select partner lounges worldwide. The card also includes free checked bags, Premier Access travel services, and strong mileage earning potential. If you frequently depart from major United hubs, lounge access alone can justify the annual fee. It’s a practical choice for business travelers who prefer consistency and airline-specific comfort.
7. Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card offers premium travel benefits beyond hotel perks. Cardholders receive Priority Pass Select lounge membership, along with top-tier Hilton Diamond status. This means you enjoy luxury both in the air and at your destination. With resort credits, airline fee credits, and a free weekend night reward, the card offers strong overall value. Travelers loyal to Hilton who also want airport lounge access will appreciate this dual benefit combination.
8. Marriott Bonvoy Brilliant® American Express® Card
The Marriott Bonvoy Brilliant® American Express® Card combines hotel luxury with airport comfort. Cardholders receive Priority Pass Select lounge access and automatic Marriott Platinum Elite status. You’ll also benefit from dining credits and an annual free night award. For travelers who frequently stay at Marriott properties and want premium airport perks, this card offers excellent value. It’s particularly attractive for international travelers who rely on both reliable hotels and comfortable pre-flight relaxation.
9. HSBC Premier World Elite Mastercard®
The HSBC Premier World Elite Mastercard® is popular among global banking clients seeking international travel perks. It offers complimentary lounge access through LoungeKey or Priority Pass, depending on the region. This makes it especially valuable for frequent international travelers and expatriates. With no foreign transaction fees and solid travel insurance coverage, the card suits globally mobile professionals. If you already bank with HSBC Premier, this card integrates seamlessly into your international financial lifestyle.
10. American Express® Gold Card
While not as lounge-focused as the Platinum version, the American Express® Gold Card can provide limited lounge access through add-on memberships or targeted benefits depending on the region. It excels in earning rewards on dining and travel purchases, making it ideal for food-loving travelers. If you want a premium feel without the highest annual fees, this card offers a balance of rewards power and occasional travel perks. Pairing it with a separate lounge membership can create a flexible, lower-cost premium travel strategy.
Conclusion
Choosing the best premium credit card with airport lounge access depends on your travel habits. If you want the widest lounge network, go with American Express Platinum. If you prefer value and flexibility, Venture X or Sapphire Reserve are strong picks. Airline loyalists should consider co-branded cards like Delta or United. No matter which you choose, airport lounge access turns chaotic terminals into calm, comfortable spaces, and that alone can make a premium card worth it.